To enable our automated systems to calculate and provide such information as
prices for insurance protection, you are required to provide certain personally
identifiable information. Should you choose to apply for coverage on-line, the
information is necessary to obtain your quote and policy. The personal
information you provide is used strictly for these purposes. We do not sell,
rent or barter your personal information.
personal information and how we maintain the confidentiality and accuracy of
Privacy and Security Statement
To use the helpful services at InsuranceForEveryone.com, you are required to
provide certain personally identifiable information. This information will be
disclosed by InsuranceForEveryone.com only to the service providers necessary to
obtain your insurance quotes and related information. At any time you can
review, edit, or delete your information. InsuranceForEveryone.com does not sell,
rent or barter your information.
InsuranceForEveryone.com collects and securely stores your personally identifying
information using encryption technology. We retain these records to make our
services easier and more personalized each time you visit the site.
At your request by email, we will not send you information or offers unrelated
to your specific requests. We will never reveal your name, address, credit card
number or other personally identifying information to our participating partners
unless you affirmatively respond to their promotional offer.
In certain instances, InsuranceForEveryone.com may reveal general, non-personal
data about our Web site.
InsuranceForEveryone.com uses "cookie" technology to reduce the time required for
you to submit your requests. Sorry, there are no chocolate chips involved. These
cookies are small bits of code, usually stored on a user's computer hard drive,
which enable a Web site to "personalize" itself for each user. No other company
has authorized access to these cookies.
For all our transactions, we employ reasonable and current Internet security
methods and technologies. We encourage our participating service providers to
adopt and honor their own consumer privacy policies.
Any changes to our privacy promise will be communicated through our Web site at
least ten (10) days in advance of implementation. Information collected before
changes are made will be secured according to our previously applicable privacy
Terms of Service
ACCEPTANCE OF TERMS
Welcome to InsuranceForEveryone.com. InsuranceForEveryone.com provides its services
subject to the following terms (which may be updated from time to time without
parties certain of your information or related data. For more information,
This site is intended for personal, non-commercial use. You may only use this
site to make legitimate requests for InsuranceForEveryone.com services or products
NO ENDORSEMENT OR SPONSORSHIP
The use of the name, trademark or service mark of another person or entity on
this site and the availability of specific products and services through this
site should not be construed by the user as an endorsement or sponsorship of
this site by such a person or entity, or the providers of such products or
You agree to indemnify and hold InsuranceForEveryone.com and its subsidiaries,
affiliates, offices, agents, co-branders or other partners, and employees,
harmless from any claim or demand, including reasonable attorney's fees, made by
any third party due to or arising out of information you provided, your use of
InsuranceForEveryone.com services, your connection to InsuranceForEveryone.com
services, your violation of the Terms of Service ("TOS"), or your violation of
any rights of another.
NO RESALE OF SERVICE
You agree not to reproduce, duplicate, copy, sell, resell or exploit any portion
of InsuranceForEveryone.com products or services.
DISCLAIMER OF WARRANTIES
YOU EXPRESSLY UNDERSTAND AND AGREE THAT:
OF InsuranceForEveryone.COM SERVICES IS AT YOUR SOLE RISK. THE SERVICE IS PROVIDED
ON AN "AS IS" AND "AS AVAILABLE" BASIS. InsuranceForEveryone.COM EXPRESSLY
DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT
NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTIBILITY, FITNESS FOR A
PARTICULAR PURPOSE AND NON-INFRINGEMENT.
InsuranceForEveryone.COM MAKES NO WARRANTY THAT (i) ITS SERVICE WILL MEET YOUR
REQUIREMENTS; (ii) THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR
ERROR-FREE; (iii) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICE
WILL BE ACCURATE OR RELIABLE; (iv) THE QUALITY OF ANY PRODUCTS, SERVICES,
INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE SERVICE
WILL MEET YOUR EXPECTATIONS; AND (v) ANY ERRORS IN THE SOFTWARE WILL BE
MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF OUR SERVICE IS DONE
AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY
DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF
ANY SUCH MATERIAL.
NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM
InsuranceForEveryone.COM OR THROUGH OR FROM ITS SERVICE PROVIDERS SHALL CREATE ANY
WARRANTY NOT EXPRESSLY STATED IN THE TOS.
LIMITATION OF LIABILITY
YOU EXPRESSLY UNDERSTAND AND AGREE THAT InsuranceForEveryone.COM SHALL NOT BE
LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY
DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL,
USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF InsuranceForEveryone.COM HAS BEEN
ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM: (i) THE USE OR THE
INABILITY TO USE THE SERVICE; (ii) THE COST OF PROCUREMENT OF SUBSTITUTE GOODS
AND SERVICES RESULTING FROM ANY GOODS, DATA, INFORMATION, OR SERVICES PURCHASED
OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH OR FROM
OUR SERVICE; (iii) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR
DATA; (iv) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SERVICE; OR (v) ANY
OTHER MATTER RELATING TO THE SERVICE.
EXCLUSIONS AND LIMITATIONS
SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE
LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES.
ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS OF SECTIONS 7 AND 8 MAY NOT APPLY TO
LINKS TO OTHER WEBSITES AND SERVICES
To the extent that this site contains links to outside services and resources,
any concerns regarding such services or resources should be directed to the
particular outside service or resource provider. InsuranceForEveryone.com does not
guarantee or warrant the accuracy or completeness of the information or content
included on the websites of its service providers.
Notices to you may be made via either email or regular mail. We may also provide
notices of changes to the TOS or other matters by displaying notices or links to
notices to you generally.
InsuranceForEveryone.com respects the intellectual property rights of others we ask
our users to do the same. Please see our copyright notice on our home page.
You acknowledge that InsuranceForEveryone.com, the InsuranceForEveryone.com logo, all
page headers, custom graphics, and button icons are service marks, trademarks,
and/or trade dress of InsuranceForEveryone.com and that all other trademarks,
product names, company names or logos on the Web Site are the property of their
All software used in connections with this Web Site ("Software") is the property
of InsuranceForEveryone.com or its suppliers and is protected by U.S. patent and
copyright laws and international treaties. Any use of the Software other than as
required to navigate and to utilize the functionality offered through this Web
Site is prohibited. You agree not to copy, distribute, publicly display, modify,
decompile, disassemble, reverse engineer or otherwise attempt to discover the
source code of the Software. Further, you agree not to access the Services by
any means other than the interface provided by InsuranceForEveryone.com for your
use in accessing the Services and Content.
NO FRAMING OR DEEP LINKING
You agree not to "frame" or "mirror" any Services or Content on this Web Site or
any server or Internet-based device without your receipt of the prior written
authorization of InsuranceForEveryone.com or the applicable third party. You agree
that any link you create to the Web Site will only be to the main page,
The Terms of Service constitutes the entire agreement between
InsuranceForEveryone.com and you in connection with your use of this Web Site and,
supercedes any prior agreements between InsuranceForEveryone.com and you including
prior versions of this Terms of Service. InsuranceForEveryone.com may update this
Terms of Service from time to time by posting revised Terms of Service on this
Web Site, without notice to you, and your subsequent use of the Web Site is
governed by those new Terms of Service. The Terms of Service is effective until
terminated by InsuranceForEveryone.com, at any time without notice. In the event of
termination, the disclaimers and limitations of liabilities set forth in the
Terms of Service will survive.
All information and content available on the Web Site are solely directed to
individuals 18 years of age or older residing in the United States.
InsuranceForEveryone.com makes no representation that the Services are available
for use outside of the United States. Any use of the Services and Content is
prohibited where they are not allowed by law.
The Terms of Service will be deemed to include all other notices, policies,
disclaimers and other terms contained in this Web Site; provided, however, that
in the event of a conflict between such other terms and the terms of these Terms
of Service, these Terms of Service will control.
The Terms of Service are governed by the laws of the State of Mississippi and
controlling States Federal Law without regard to the conflicts of law
provisions. You agree that any action to enforce the Terms of Service will be
brought in the federal or state courts located in Jackson, Mississippi. If any
provision is deemed by a court of competent jurisdiction to be unlawful or
unenforceable, it will not affect the validity and enforceability of the
remaining provisions. The section headings are for convenience only and do not
have any force or effect.